Privacy Policy

Introduction

FinLitGhana ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website finlitghana.org (the "Website") or use our services.

We adhere to the Data Protection Act, 2012 (Act 843) of Ghana and other applicable data protection laws. Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the Website or use our services.

Information We Collect

Personal Data

We may collect personal information that you voluntarily provide to us when you:

• Fill out forms on our Website
• Register for our workshops or events
• Subscribe to our newsletter
• Request information or assistance
• Participate in our surveys or feedback forms

The personal information we may collect includes:

• Name
• Email address
• Phone number
• Mailing address
• Information regarding your interest in financial literacy

Automatically Collected Information

When you visit our Website, we may automatically collect certain information about your device, including:

• IP address
• Browser type
• Operating system
• Pages visited
• Time and date of your visit
• Time spent on those pages
• Other statistics

This information is collected using cookies and similar tracking technologies, as explained in our Cookie Policy.

How We Use Your Information

We may use the information we collect for various purposes, including to:

• Provide, maintain, and improve our Website and services
• Process and respond to your inquiries
• Send you administrative information, such as updates, security alerts, and support messages
• Send you marketing communications about our workshops, events, and services (with your consent where required by law)
• Personalize your experience on our Website
• Monitor and analyze usage patterns and trends
• Protect against, identify, and prevent fraud and other unlawful activity
• Comply with our legal obligations

Legal Basis for Processing

Under the Data Protection Act, 2012 (Act 843) of Ghana, we process your personal information based on the following legal grounds:

• Consent: Where you have given us explicit consent to process your personal data for specific purposes.
• Contractual Necessity: Where processing is necessary for the performance of a contract with you or to take steps at your request before entering into a contract.
• Legal Obligation: Where processing is necessary for compliance with a legal obligation to which we are subject.
• Legitimate Interests: Where processing is necessary for the purposes of the legitimate interests pursued by us or by a third party, except where such interests are overridden by your interests or fundamental rights and freedoms.

Disclosure of Your Information

We may share your information in the following situations:

Third-Party Service Providers

We may share your information with third-party service providers who perform services on our behalf, such as:

• Website hosting and maintenance
• Data analysis
• Customer service
• Email delivery
• Payment processing

These third parties are contractually obligated to keep your information confidential and use it only for the purposes for which we disclose it to them.

Legal Requirements

We may disclose your information where required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).

Business Transfers

We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

With Your Consent

We may disclose your personal information for any other purpose with your consent.

Data Security

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure.

Data Retention

We will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements).

When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it, or, if this is not possible, we will securely store your personal information and isolate it from any further processing until deletion is possible.

Your Data Protection Rights

Under the Data Protection Act, 2012 (Act 843) of Ghana, you have certain rights regarding your personal information, including:

• Right to Access: You have the right to request copies of your personal information.
• Right to Rectification: You have the right to request that we correct any information you believe is inaccurate or complete information you believe is incomplete.
• Right to Erasure: You have the right to request that we erase your personal information, under certain conditions.
• Right to Restrict Processing: You have the right to request that we restrict the processing of your personal information, under certain conditions.
• Right to Object to Processing: You have the right to object to our processing of your personal information, under certain conditions.
• Right to Data Portability: You have the right to request that we transfer the data we have collected to another organization, or directly to you, under certain conditions.

To exercise any of these rights, please contact us using the contact information provided below. We may ask you to verify your identity before responding to such requests.

Children's Privacy

Our Website is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and you believe your child has provided us with personal information, please contact us, and we will take steps to remove that information from our servers.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this page. You are advised to review this Privacy Policy periodically for any changes.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at:

FinLitGhana
14 Independence Avenue
Accra, Ghana
Email: [email protected]
Phone: +233 302 123456

Data Protection Supervisory Authority

If you are not satisfied with our response to your concern, you have the right to lodge a complaint with the Data Protection Commission of Ghana:

Data Protection Commission
No. 5 Dade Kotopon Road
Labone, Accra
Website: www.dataprotection.org.gh
Email: [email protected]
Phone: +233 302 978538